BMO SmartSteps
BMO SmartSteps for Business – Helping your business run more efficiently starts here.
BMO SmartSteps for business


Here are just some of the ways we can help you start improving your bottom line today. Click on a question below to learn more.

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    How can I collect from customers quickly?
    Good Question.

    By switching to electronic payments and accepting debit and credit cards you get the money into the bank account sooner and help avoid a “cash crunch.”

  • How can I lower my monthly expenses?
    Easy.

    Don’t pay for more banking services than you need to. For instance, being in the right banking plan and maintaining your specified monthly balance could save you up tp $135 per month1. We’ll show you how to minimize your business banking fees to lower your total monthly expenses.

  • Can I invest excess funds without locking them in?
    Sure you can.

    Never let excess funds sit idle. By investing in high–interest vehicles for even as little as 30 days you can make a difference to your bottom line. Let us show you how.

  • Can I plan a more secure retirement?
    Definitely.

    We can help you set up a retirement strategy to start saving money outside your business’ retained earnings. For example setting up an RRSP with conservative investments can help balance any volatility in your business returns and help secure your future long–term.

  • How can I stay on the leading edge of the innovation curve?
    Good Question.

    The answer is to come up with better ideas than your competition. As good ideas are the weapons of today’s business battle field Jim Carroll offers up his insights and advice on small business innovation. Listen to Jim and other industry experts on our free Award Winning Business Coach Podcast series.

Free Online Tool!

Complete your free online assessment tool and receive a personalized Action Plan. Visit your local branch with your Action Plan and take advantage of introductory offers from MasterCard, Moneris Solutions, and ADP Employment Services. Click below to begin.

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Upgrade to Moneris today for MasterCard, Visa®**, debit card processing and point-of-sale solutions and choose a reward valued at $2504. Plus have access to:

  • Competitive credit and debit card rates
  • Year-round service and support, available 24/7
  • Gift card and loyalty program opportunities
  • Your choice of point-of-sale solutions

With Moneris, all funds are deposited into one BMO Bank of Montreal® account by the next business day5.

Visit your closest BMO Bank of Montreal Branch for more details.

Competing in today's marketplace demands a constant focus on what matters most - your business. Let ADP help you save time and improve productivity with the following special offers on our payroll, HR, and time and attendance solutions6:

  • Free needs analysis
  • Free or discounted implementation
  • Significant savings on first two months processing fees

Visit your closest BMO Bank of Montreal Branch for more details.